Legal Advice

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Our formal financial approvals from banks are at no cost. Our fee is only due on valuation instruction.

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We shall provide you with experienced, factual and professional information.

We are mortgage intermediaries

We are not an advice company

Do I need a lawyer?

When purchasing a property it is fundamental to instruct a lawyer to ensure that your interests are protected. Your lawyer shall liaise with the vendors or their representative, obtain the relevant property documentation to enable them to carry out all necessary searches and ensure that when ownership is passed it is done so without any pending unknown debts, charges or legal issues.

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Do I need a lawyer?

What is an NIE certificate?

Your lawyer shall also assist you in obtaining your NIE certificate.

This certificate is your non resident identification number in Spain and is required for the formal mortgage offer documentation to be issued and necessary for completion of the transaction at the notary.

It also needs to be registered at the tax office for the taxes to be paid.

Do I need a lawyer?
Do I need a lawyer?

Do I need to be present at completion?

You can also pass power of attorney to your lawyer, it will avoid you needing to travel to Spain for the day of completion at the notary.

Independent Spanish Mortgages-Brokers SL shares offices with Legal Group Quality Consulting in Fuengirola, with a team of qualified Spanish lawyers who are able to offer advice on all legal matters in a variety of languages.

Contact us today for a mortgage report